How much do we need to retire?
The question of how much a person needs to have saved before confidently launching into their retirement years very much requires an individual answer. The…
Superannuation – General
Read MoreHow much do we need to retire?
Self-employed? You could claim a deduction for saving for your retirement
A recent change to the rules around superannuation means that more Australians may be eligible to claim a tax deduction for putting money into super.…
Ordinary time earnings: What’s in, what’s out
The superannuation rules stipulate that an employee’s earnings base must be the amount on which minimum superannuation contributions are payable to avoid the superannuation guarantee…
What the proposed super schemes offer
After waiting for what seems like an eternity, the government has finally put to Parliament its proposed legislation around two of its proposed schemes, the…
Beware of Division 293 shock
If your remuneration, including reportable fringe benefits and salary sacrificed superannuation contributions is in excess of $250,000 per annum, you may have an additional tax…
What is your “total superannuation balance” and why does it matter?
Recent superannuation reforms introduced a concept of “total superannuation balance”, which on the surface may give the simple impression that it is the sum of…